Our Services

We provide personalized mortgage and financial services to meet your needs.

Conventional loans

FHA loans

Jumbo loans

USDA loans

VA loans

Non QM loans

ITIN loans

Foreign national loans

Providing personalized mortgage and financial services

Homebuyers

Find the perfect home loan for your dream house.

Refinance

Discover options to lower your mortgage payments.

Realtor

Access tailored loan solutions for your clients.

Choose a module to learn more

Me and my husband had the pleasure of working with Maria & Catalina, they were professional and efficient. She made the process so much easier and answered all our questions. Thanks to Maria and her team we were able to accomplish our dream!! I would highly recommend her and will definitely use her for the future.

Sabine Lomeli

★★★★★

What my clients are saying

I'm passionate about helping my clients succeed. Here are some of their stories

★★★★★

★★★★★

Great and seamless experience with Maria Angelica. She was always willing to help and to answer all our questions during the process. I highly recommend choosing her as you Mortgage Broker

Nicolas Valderrrama

Sabine Lomeli

★★★★★

Find answers to all your mortgage questions here

While a 20% down payment is ideal (as it eliminates private mortgage insurance), it's not always necessary. Many lenders offer loans with down payments as low as 3%. We offer a variety of down payment assistance programs to help you reach your homeownership goals.

There may be tax benefits associated with owning a home, such as deductions for mortgage interest payments, real estate taxes and mortgage points. Tax credits may also be available for low-to-moderate income homeowners.

The mortgage process typically takes 21-30 days, but this can vary depending on the complexity of your loan and completeness of your application. We work diligently to streamline the process and keep you informed every step of the way.

Pre-qualification is a preliminary assessment based on self-reported information. Pre-approval is a more in-depth process where your lender verifies your income, employment, and credit history. Pre-approval strengthens your offer to sellers and can expedite the closing process.

Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

We will review the denial reason with you and help you understand what steps you can take to improve your application for future submissions.

We're committed to providing the support and guidance you need to navigate your mortgage options.

How much down payment do I need to buy a home?

What are the tax benefits of a mortgage?

How fast can I get a mortgage?

What is the difference between pre-qualification and pre-approval?

What is PMI – private mortgage insurance?

What happens if my mortgage application is denied?

Contact Us

Get in touch with us for personalized mortgage and financial services.